Homes by Email

Be the first to see new listings as soon as they hit the market!

Quick Search


view all


Any

Any

No Min.

No Max.

Debra W. Shultz
Broker/Owner

Shultz Realty Inc.
4137 NW Alpine Drive
Gainesville, FL 32605
Phone: 352-214-4994
Fax: 352-395-6410
Contact Us

Contact Us





* fields are required
Back to Table of Contents

Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
Back to Table of Contents

Debra W. Shultz
Broker/Owner
Short Sales & Foreclosures Resource Certified
Home Staging Expert
CAM
Shultz Realty Inc.
4137 NW Alpine Drive
Gainesville, FL 32605
Phone/Cell: 352-214-4994
Fax: 352-395-6410
Email: Shultz.rdc@cox.net

Testimonials

Having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the highest level of expertise in your local market. This means also to help you in understanding each step of the buying or selling process. This commitment level has helped me build a remarkable track record of delivering results. 

Nothing is more exciting to me than the gratifying feeling I get from helping people meet their real estate needs. You can count on me to always do what's in your best interest. I pride myself on being honest, trustworthy, and knowledgeable in the real estate market. I know how important it is to find your dream home or get the best offer for your property. Therefore I will make it my responsibility to help you achieve those goals. 

Whether you are an experienced investor or a first time buyer, I can help you in finding the property of your dreams. Please feel free to browse my website or let me guide you every step of the way by calling or e-mailing me to set up an appointment today.
View All

Connect With Us

Newsletter

Subscribe to our newsletter...

* fields are required

      

Real Estate Websites by iHOUSEweb iconiHOUSEweb | Admin Menu